• Occupational Retraining Benefit 

• Other Optional Coverage available 

• Covers All Classes of Membership equally 

• Covered for All Normal Duties, including travel to and from those activities 

• Loss of Life

• Weekly Disability Benefits 

• Lump Sum Permanent Physical Impairment 

• Lifetime Weekly Income for Permanent Physical Impairments 

• Medical Benefits

 

Don’t rely solely on workers’ compensation. Protect your members with

VFIS Accident & Sickness coverage.

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24-hour on and off-duty coverage for heart attacks, cancer, stroke, kidney failure and accidental death.

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Fire and emergency service organizations throughout North America have relied on VFIS’ Accident and Sickness Program to cover emergency service-related accidents and illnesses, including heart attacks.

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However, many heart and circulatory-related claims may not be covered by workers’ compensation or accident & sickness policies. Coverage questions may arise because the heart condition manifested itself after a covered event, a treating or consulting physician determined the event did not cause the heart problem, or for other reasons. 

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Cancer is another disease on the minds of individuals involved in emergency services. Many have no coverage under an accident & sickness program and limited, if any, coverage available through workers’ compensation. Now, with the VFIS’ Critical Illness Insurance Program, your emergency service personnel can receive a lump sum cash benefit when diagnosed with a heart attack, stroke, or life-threatening cancer.

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Coverage is provided on a 24-hour on and off-duty basis. 

 

Please contact one of our agents for a proposal with a detailed explanation of cancers covered and other conditions of coverage.

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